Alberta’s road to no-fault auto coverage…so far
Alberta started 2025 with its latest iteration of a rate cap for auto insurers. And the province is proposing to transition to a no-fault auto insurance regime by Jan. 1, 2027. While auto insurers...
View ArticleHelp your Ontario clients understand their options
Ontario is making significant changes to its automobile insurance system, and brokers will be at the forefront of making clients aware of them. Beginning July 1, 2026, key accident benefits coverages...
View ArticleWhat exactly is an auto accident?
Having served as an Adjudicator at the Ontario License Appeal Tribunal (LAT) for five years, I’ve heard all types of accident benefits cases. The most challenging ones inquire whether or not an...
View ArticleHow Canadian and U.S. privacy laws impact clients’ telematics data
Connected cars can be a rich source of driver data for both automakers and insurers. Voluntary usage-based auto insurance programs, also known as telematics, are often described as a win for both auto...
View ArticleRegulator cracks down on auto policy sell-and-cancel schemes
B.C.’s broker regulator and public insurer continue to crack down on brokers who sell and then cancel long-term auto insurance policies instead of properly issuing temporary insurance permits for cars...
View ArticleHub’s latest Canadian P&C brokerage acquisition
Hub International Ltd. has enhanced its personal and commercial insurance capabilities with the acquisition of Drayton Valley Insurance Agency, Ltd. in Alberta. Chicago-headquartered Hub announced the...
View ArticleWill cutting-edge vehicle designs drive new auto claims?
Auto designers have long offered gimmicks to make drivers feel they’re behind the wheel of something special. Recent decades have seen automakers offer features like push-button gear selectors and...
View ArticleWhy insurance fraud is on the rise
Insurance fraud is on the rise, with higher costs of living, organized crime threats, and geopolitical instability among the key reasons, says Aviva Canada. Aviva Canada’s claims fraud investigations...
View ArticleThe trade war is here: How it will affect the P&C industry
U.S. President Donald Trump today imposed a 25% general tariff on Canadian goods exported to the United States, starting a trade war expected to increase Canadians’ insurance premiums over the next...
View ArticleAviva Canada’s steps to bolster auto results
Despite a significant drop in auto theft nationally in 2024, auto insurance pricing remains challenged because of increased accident benefits claims costs and rising litigation costs, Aviva Canada’s...
View ArticleWho’s on the hook if passengers can’t escape a burning EV?
An October 2024 accident along Toronto’s lakeshore involving an electric vehicle (EV) has raised concerns among insurance and legal experts following reports a surviving passenger couldn’t free herself...
View ArticlePremier orders public inquiry into cost overruns at auto insurance board
Quebec Premier François Legault has ordered an independent public inquiry into cost overruns related to the online platform of the province’s auto insurance board, the Société de l’assurance automobile...
View ArticleHow steel tariffs could impact claims costs on car repairs
Tariffs on raw materials like steel and aluminum have the potential to increase repairable claims costs on both sides of the border, says Ryan Mandell, director of claims performance at Mitchell, an...
View ArticleAviva Canada’s plans for dealing with tariffs
Ongoing uncertainty about the implementation date of U.S. tariffs on Canadian goods makes it more difficult for Canada’s risk and insurance professionals to prepare for the risk, but Aviva Canada...
View ArticleWhat’s the top concern for Canadian drivers?
Distracted driving remains the top concern for Canadian drivers for the third consecutive year, according to Desjardins Insurance’s 2025 Road Safety Survey. Sixty per cent of approximately 4,000...
View ArticleWestland’s first acquisition of 2025
Westland Insurance’s first acquisition of the year is the purchase of Youngs Insurance Brokers’ West Burlington office in Ontario. Youngs–Burlington West has served the Greater Toronto Area (GTA) for...
View ArticleCollision claims rise for electric vehicles in Canada
As Canadians increasingly embrace electric vehicles, the collision repair industry is seeing the impact. Battery electric vehicles (BEVs) and plug-in hybrid electric vehicles (PHEVs), also known as...
View ArticleBrokerLink acquires two Alberta brokerages following ‘milestone’ B.C. deal
BrokerLink has added to its roster with the acquisition of two brokerages in Alberta. On Feb. 13, BrokerLink announced its acquisition of Armour Insurance Group Ltd. and Northgate Insurance Centre,...
View ArticleHow Sonnet is performing post-Alberta auto exit
Sonnet Insurance’s exit from the Alberta auto market has allowed the online insurer to generate a profitable underwriting performance in 2024 Q4, Definity Financial Corporation president and CEO Rowan...
View ArticleClaims blowing in from Ontario, Quebec’s weekend winter storm
As people dig out from a trifecta of snowstorms that swept the eastern half of Canada, adjusters are beginning to respond to claims. But with snowbanks piled high across two provinces, the biggest...
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